International & Corporate Banking (ICB)International & Corporate Banking (ICB)
Individual & Small Enterprise Banking (ISB)Individual & Small Enterprise Banking (ISB)

Sogehome

Owning your home is a dream, a pleasure and a big investment

Sogehome gives you the opportunity to buy, build, or renovate the property you desire, with very attractive terms.

Ideal conditions* that suit your needs

Required personal contribution: 20% of the property price
Preferential interest rate
Flexible repayment period up to 25 years
Up to 24 months grace period during which interest is paid only

* Ask your Relationship Officer about the various payment plans, rates and conditions provided through Sogehome and determine the repayment scheme most convenient to you.

Mandatory insurance policies to be assigned in favor of the bank

Life insurance policy offered by SGBCy through cooperating insurance company, covering the loan amount in case of death or permanent and total disability
Fire and earthquake insurance policy for the insurable value of the property.

More info

Sogehome is available in EUR and other selected currencies
The final terms of the loan will be provided during the application process.

The facility is granted under the assumption that the client has supplied the appropriate securities for the Bank. The Bank however, reserves the right to decline any application at its own discretion.

All credit facilities are directed to persons over 18 years of age.

You are at risk of losing your immovable property, if you fail to regularly pay the installments of your mortgage or of any other loan, which is secured with a mortgage on your immovable property if applicable. If any amounts payable in respect to any Bank facilities are not paid when due under the terms of the relevant agreements, additional interest "default interest" will be charged at the rate of 6.75% per annum from the date when such amounts become due until full repayment

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